| About the Author | iv |
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| Purpose of the Book | v |
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| Objectives | viii |
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| Table of Contents | ix |
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| Money, the Stress Inducer | 1 |
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| Spenders and Savers | 5 |
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| The Tug of War Between Now and Later | 5 |
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| Scenarios and Questions for Discussion | 16 |
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| Budgeting | 21 |
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| Positive or Negative Cash Flow | 21 |
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| Fail to Plan; Plan to Fail | 25 |
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| How to Prepare a Budget | 25 |
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| The Comparison Begins | 27 |
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| Managing the Budget, or Who Pays the Bills? | 33 |
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| Permission or Disclosure | 37 |
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| Your Credit Score | 39 |
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| Every Move You Make is Scored | 39 |
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| Ah, but There’s Good News. | 43 |
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| The Conversation | 48 |
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| Credit Recommendations | 51 |
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| Debt | 55 |
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| The Biggest House or the Best House | 55 |
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| We Threw Out the Old Rule Book | 59 |
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| The New Rules | 61 |
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| The Sleepless Scenario | 62 |
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| Renting versus Owning | 67 |
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| How to Buy the Right Sized Mortgage | 71 |
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| Managing Risk | 81 |
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| Bad Things Only Happen to Others | 81 |
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| Possibility or Probability of Loss | 82 |
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| Your Money or Your Life | 89 |
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| Planning Ahead | 95 |
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| Who Knew We’d Live This Long? | 95 |
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| Working Together Toward Common Goals | 101 |
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| How to Build a Financial Foundation | 105 |
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| Wrap up | 114 |
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| Appendix | 115 |
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| Sample Budget | 115 |
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| Sample Net Worth | 116 |
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| Resources | 117 |
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| Bibliography | 118 |
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| Index | 119 |
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